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Welcome to New Zealand's Financial Markets Authority - Te Mana Tātai Hokohoko.

The FMA is New Zealand's financial markets conduct regulator. We're responsible for promoting and facilitating fair, efficient, and transparent financial markets in New Zealand.

We were established in 2011 as an Independent Crown entity. We are dedicated to promoting and facilitating fair, efficient, and transparent financial markets, characterised by fair access, suitable products, quality advice, transparent actions and integrity. Our goal is to ensure New Zealand businesses, consumers and investors believe the financial services sector works well for them.

Our approach to regulation is based on working closely with the financial services industry. We seek to influence how firms manage risks to consumer and market outcomes. We support innovation, believing that New Zealanders should have access to cutting-edge financial services and products that enhance their lives.

Learn more about what we do

RECOMMENDED READING

Financial Conduct Report

The Financial Conduct Report sets out the FMA's regulatory priorities for the next 12 months to support our statutory objective of fair, efficient and transparent financial markets, and demonstrates our outcomes-focused approach in practice.  

We encourage boards, executives and leaders to use the Financial Conduct Report to understand FMA’s regulatory priorities for the coming year and consider any insights for their business to secure better outcomes for consumers and markets. 

View the Financial Conduct Report

Latest news

FMA warns Kiwibank for overcharging customers
FMA warns Kiwibank for overcharging 8,663 joint account customers, breaching FMC Act with misleading fee representations.
Southern Cross Travel Insurance admits to making misleading statements and pays more than $1million
Southern Cross Travel Insurance admits liability for misleading discount claims and pays $1.1M under enforceable undertaking to FMA.
Insurance companies have improved their processes but more to do in extreme events
FMA urges insurers to improve claims processes after Auckland floods & Cyclone Gabrielle under new CoFI regime.
FMA welcomes New Zealand Anti-Scam Alliance
FMA joins NZ Anti-Scam Alliance to combat scams. Clare Bolingford highlights collaboration as key to protecting investors and markets.

Upcoming events and announcements

14 Aug 2025 Thu 12:00pm

New Horizons Stronger Together Take 2

Clare Bolingford speaking at Stronger Together, Professional Development Forum for Financial Mentors – together with Head of Credit at ComCom, Sarah Bartlett

10 Sept 2025

FSC Conference

24 Sept 2025

IRD Senior Tax Technical Conference

20 Oct 2025

Financial Markets Law Conference